Is Winter Storm Damage Covered by Insurance?

2/10/2021 (Permalink)

It is important to cover your bases in and around your home before a winter storm hits.

Preventative action will be the best way to ensure you did everything you could to avoid damage to your home and protect your family and your wallet. Follow this checklist to ensure you are taking the right steps before the snow and ice hit:

• Inspect your roof and check or any damages to leaks
• Clean out your gutters to avoid snow and ice build up and avoid a potential ice dam on your roof
• Check your property for dead tree limbs that could fall from the weight of the snow and damage your home.
• Go around the home and feel your windows and doors for drafts - apply weather stripping and caulking around doors and windows if needed.
• Detach outdoor hoses, drain, store the hose in a shed or garage and cover your faucets with an insulated faucet cover.

Make sure to review your insurance policy or contact your insurance agent to find out exactly what is covered or isn’t ahead of a storm. Some policies could have exclusions for damages that result from a home not being winterized properly, so follow these tips and do your homework! 

If you experience damage following a winter storm, call the experts at SERVPRO of Chesapeake North at 757-465-9700.